Roadside + At Home + National + Onward
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£211.10
per year · or £19.92/mo
Personal breakdown cover deals
Cover that follows you, not the car. Every personal deal we track, side by side — filter by feature and sort by price.
- Free to use
- No sign-up
- Prices checked 21 September 2026
Filters
Showing 24 deals
Personal UK
Emergency Assist
4.1 Trustpilot · 29k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£35.30
per year
Local
Rescuemycar.com
4.6 Trustpilot · 28k reviews
- Roadside assistance
- National recovery not included
- Home start not included
- Onward travel not included
£46
per year
Local + National
Rescuemycar.com
4.6 Trustpilot · 28k reviews
- Roadside assistance
- National recovery
- Home start not included
- Onward travel
£47.50
per year
Local + National + Home
Rescuemycar.com
4.6 Trustpilot · 28k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£48.49
per year
Silver
Eversure
4.5 Trustpilot · 2.1k reviews
- Roadside assistance
- National recovery
- Home start not included
- Onward travel
£49.33
per year
Gold
Eversure
4.5 Trustpilot · 2.1k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£52.76
per year
1 Star
Start Rescue
4.7 Trustpilot · 4.7k reviews
- Roadside assistance
- National recovery not included
- Home start not included
- Onward travel
£82.10
per year
Recovery RECLAIM
GEM Motoring Assist
4.6 Trustpilot · 1.7k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£91
per year
Roadside
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery not included
- Home start not included
- Onward travel not included
£94.46
per year · or £9.42/mo
Recovery EXTRA
GEM Motoring Assist
4.6 Trustpilot · 1.7k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£106
per year
Basic
RAC
4.6 Trustpilot · 216k reviews
- Roadside assistance
- National recovery not included
- Home start not included
- Onward travel not included
£114.95
per year · or £10.45/mo
2 Star
Start Rescue
4.7 Trustpilot · 4.7k reviews
- Roadside assistance
- National recovery
- Home start not included
- Onward travel
£122.59
per year
Roadside + At Home
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery not included
- Home start
- Onward travel not included
£129.09
per year · or £12.23/mo
Roadside + National
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery
- Home start not included
- Onward travel not included
£129.09
per year · or £12.23/mo
Roadside + Onward
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery not included
- Home start not included
- Onward travel
£129.09
per year · or £12.23/mo
3 Star
Start Rescue
4.7 Trustpilot · 4.7k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£143.05
per year
Basic + Onward
RAC
4.6 Trustpilot · 216k reviews
- Roadside assistance
- National recovery not included
- Home start not included
- Onward travel
£148.95
per year · or £14.45/mo
Extra
RAC
4.6 Trustpilot · 216k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel not included
£171.60
per year · or £15.60/mo
Roadside + At Home + National
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel not included
£175.72
per year · or £16.97/mo
Roadside + At Home + Onward
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery not included
- Home start
- Onward travel
£175.72
per year · or £16.97/mo
Roadside + National + Onward
AA
4.8 Trustpilot · 246k reviews
- Roadside assistance
- National recovery
- Home start not included
- Onward travel
£175.72
per year · or £16.97/mo
Extra + Onward
RAC
4.6 Trustpilot · 216k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£215.60
per year · or £19.60/mo
Complete
RAC
4.6 Trustpilot · 216k reviews
- Roadside assistance
- National recovery
- Home start
- Onward travel
£219.45
per year · or £19.95/mo
How to choose a personal deal
Personal deals differ mainly in which extras come as standard. If you rely on one car for work, prioritise onward travel; if you drive older vehicles, home start earns its keep. Filter for the features you'd actually claim on, then sort by price. New to this cover type? Start with our personal breakdown cover guide.
Feature glossary
- Roadside assistance — help away from home, in whichever vehicle you're using.
- National recovery — transport for vehicle and passengers to any UK destination.
- Home start — call-outs at or near home.
- Onward travel — replacement transport or accommodation to keep the journey going.
Frequently asked questions
Who is covered by a personal policy?
The named person, in any eligible vehicle they drive — and on most policies, vehicles they're a passenger in. Some providers offer joint or family upgrades; check the provider's site for those.
Why are personal deals priced higher than vehicle deals?
You're buying cover for every vehicle you use rather than one named vehicle. For anyone driving two or more cars it usually beats buying two vehicle policies.
Can I switch from vehicle to personal cover?
At renewal, yes — compare what you're paying now against the vehicle deals and the personal deals on this page and pick whichever suits how you drive today.